Relationship Manager, Commercial Banking Division at Access Bank

Functions & Responsibilities

• Draw up work schedules for identifying and marketing prospective customers.
• Maintain good public relations with current and prospective customers.
• Plan and report on marketing calls for the unit.
• Structure credit facilities to address customers' needs and prepare/review credit proposals with the Group Head.
• Monitor and ensure customers’ compliance with credit agreements.
• Manage loan recovery and remediation.
• Present to and defend proposals before the Credit Committee.
• Provide on-the-job training for Account Officers.
• Negotiate foreign exchange and credit rates with customers within limits set by the bank to ensure maximum profitability to the bank.
• Monitor the unit’s performance against monthly, quarterly, and annual plans.
• Prepare the team’s annual budget for consolidation and incorporation into the Group budget by the Group Head.
• Prepare and present the Unit’s Monthly Profitability Report (MPR) to the Group.
• Appraise supervised Account Officer(s).
• Achieve all financial objectives and ratios.
• Prepare periodic reports for the Regional Head.
• Perform other duties as may be assigned by the Zonal Head.

Requirements

Desired Skills

• Minimum of 5 years of experience in a bank, with 2–3 years in a team position.
• A good first degree in any discipline. A relevant Master’s degree and/or a recognized professional certification is an added advantage.
• Good analytical aptitude with proven ability to learn and exercise sound judgment.
• Consistently strong attention to detail.
• Ability to be client-focused and results-oriented.
• Excellent verbal and written communication skills.
• Professional and ethical attitude.
• Knowledge of treasury services products is a plus.
• Credit skills and experience, including financial accounting, commercial lending, industry awareness, and loan structuring.
• Knowledge of credit processes and approvals; ability to work with business and risk officers, product partners, and clients on credit requests and resolutions.
• Proven planning, negotiation, and organizational skills; ability to prioritize and manage multiple client requests and projects.

Benefits

So, what can we offer you in return? You can expect excellent benefits, personal development, and a rewarding career full of opportunity — including but not limited to:

• Competitive pay that surpasses industry standards and matches global benchmarks.
• Career growth opportunities.
• Merit-driven performance management system.
• Adequate training and development to enhance knowledge and skills.
• Employee recognition based on performance.

Only shortlisted candidates will be contacted.